Payments

How can I pay for my order at Payalkfamous.com?

We support the following payment options at Payalkfamous.com:

• Credit Card
• Debit Card
• Net banking

I am being charged a VAT amount on my order. What is VAT?

Value Added Tax (VAT) is an indirect tax under the Indian taxation system which is levied, based on consumption, by state governments. VAT will have to borne/paid by the ultimate consumer of the product.

How is the VAT amount decided?

Following rules will govern whether or not an additional VAT will be applicable on the products purchased by you:

1. Products which are sold at a net discount of 19% or above, VAT is not included in the price and an additional VAT will be collected over and above the discounted price.
2. Products which are sold at Maximum Retail Price or at a net discount less than 19%, VAT is included in the price and no additional VAT will be charged.Net discount is essentially the product price less of product discount and coupon discount, if any. Note: In case the product ordered in an apparel, then actual VAT (which is a maximum of 5% currently) will be charged and for non-apparel products a maximum VAT of 9% may be collected from you and remaining will be funded by Ayesha International.

Are there any hidden charges?

• There are absolutely no hidden charges. Any octroi or sales tax is actually borne by Ayesha International You pay only the amount that you see in your order summary.

What should I do if my payment fails?

• In case of a payment failure, please retry ensuring: Information passed on to payment gateway is accurate i.e. account details, billing address, password (for net banking) Your Internet connection is not disrupted in the process.
• If your account has been debited after a payment failure, it is normally rolled back to your bank account within 7 business days. You can email us on Famous_brand@yahoo.comor please give us a call with your order number for any clarification.

Why is tax being charged?

Tax represents Value added tax (VAT) or Central Sales Tax (CST) that is collected and deposited by Ayesha International to the government authorities.

How is the tax amount calculated?

Ayesha International is bearing tax for products. However, in exceptional cases where the total discount (including sale discount, bundle discount, coupon discount); is 20% or higher; is applied and the applicable tax is greater than 5%, a flat 5% tax is collected on the paid price from customer and the balance tax amount is funded by Ayesha International .

Will tax amount be refunded in cases I return/cancel my order?

Yes. In case of refund/cancellation the entire amount, including the tax collected, is returned. In case only a part of your order is returned, tax amount charged corresponding to those items also will be refunded.

Do I need to pay tax again in case I exchange an item/order?

No.

Do you accept International Card?

Yes.We are one of the very few online shopping sites in India that doesn't create geographical boundaries in the world of fashion.

• Your Billing Address should be the same as your Shipping Address in India. This does not in any way affect the success of your transaction.
• There may be an internal upper limit on the amount of international transaction fixed by our Payment Gateway Partner which changes from time to time and the same is not disclosed to Ayesha International .This is to provide a safe and secure shopping experience to our customers.